📣 SHOUT OUT TO DREAM C.U.B.B.Y.H.O.L.E.  đź“Ł

Where dreams, purpose, insurance, media, communication, education, and opportunity come together!

We’re building more than a business—we’re building a platform designed to help people dream bigger, protect what matters, develop their talents, and create opportunities for themselves and their families.

🎙️ Media & Communications
🛡️ Life Insurance & Financial Protection
🎓 Education & Training
🤝 Leadership & Agent Development
📱 Digital Media & Content Creation

Dream it. Build it. Protect it. Communicate it. Live it.

🔥 Dream C.U.B.B.Y.H.O.L.E. — the vision is bigger than the name!

HOW TO PLAY dream C.U.B.B.Y.H.O.L.E. I.C.T.

WIN $250 CASH

— EIN CREDIT BLUEPRINT

(30–60–90 Day Execution Plan)

🔹 PHASE 1 (Days 1–30): Foundation + Visibility

This is where you make your business real on paper and in the system.

What you need to lock in:

  • EIN (game token)
  • LLC or Corporation registered with your state
  • Business bank account (flow ALL money through here)
  • Business phone number + address + email (virtual is fine, just keep it consistent)
  • Personal Life Insurance Policy
  • (This policy is not a rebate nor is it connected to the insurer or any specific agency.
  • In order for this dream C.U.B.B.Y.H.O.L.E. Wealth Building Master Class to be successful, you need a personal policy it doesn't matter who you get it from.
  • It is only a tool to generate wealth for your family)
  • Website digital pop up feature → cubbyholeict.yolasite.com becomes your proof of operation

Credit Setup:

  • Register with Dun & Bradstreet → get D-U-N-S number
  • Make sure your business is listed consistently everywhere (name, address, phone = exact match)

Open Starter Vendor Accounts:

(These report to business credit bureaus)

  • Uline
  • Grainger
  • Quill

👉 Strategy:

  • Spend small ($50–$150)
  • Pay EARLY (not just on time)

Goal by Day 30:

  • 3–5 tradelines reporting
  • Business looks legitimate everywhere

🔹 PHASE 2 (Days 30–60): Build Credit + Cash Flow

Now you’re showing activity. This is where lenders start paying attention.

Add More Accounts:

  • Amazon Net-30
  • Office Depot / Staples credit
  • Fuel cards (Shell, BP)

Start Applying for Business Credit Cards:

  • Capital One business card
  • American Express business card

(These may still use your SSN—this is normal)

Cash Flow Strategy:

  • Run ALL income through business bank account
  • Even if it’s small—consistency matters more than size

Goal by Day 60:

  • 5–10 tradelines
  • Active monthly revenue showing
  • Business credit profile forming

🔹 PHASE 3 (Days 60–90): Funding Activation

Now we start pulling actual money.

Apply for Business Lines of Credit:

Start with fintech lenders (faster approvals):

  • Bluevine
  • Fundbox
  • OnDeck

👉 What they look for:

  • 3–6 months bank activity
  • Consistent deposits
  • Low risk behavior

Expected Results:

  • $5K–$25K starting credit lines
  • Revolving access (reuse as you pay it down)

🔹 PHASE 4 (90+ DAYS): Scale + Separate from SSN

This is where it becomes real power.

Level Up:

  • Apply with banks like:
    • Chase Bank
    • Bank of America

Stack Strategy:

  • Multiple credit lines
  • Keep utilization under 30%
  • Never miss payments

Result:

  • Larger approvals ($25K–$100K+)
  • Reduced reliance on personal credit
  • Transition toward EIN-only approvals

🔥 HOW THIS CONNECTS TO YOUR SYSTEM

This isn’t just credit. This is infrastructure.

cubbyholeict.yolasite.com becomes:

  • Your “digital proof of business”
  • Your onboarding hub (people register, you capture data)
  • Your monetization channel (pop-ups, art, education)

đź’ˇ YOUR ADVANTAGE (Most People Miss This)

You’re not just building credit…

You’re building:

  • A funding engine
  • A brand-backed financial system
  • Something your kids can inherit and use

This is where:
Life insurance + business credit + digital platform = generational wealth loop

⚠️ REALITY CHECK (Important)

  • No shortcuts → lenders verify everything
  • Consistency beats speed
  • If you rush applications too early → denials slow you down
  • ⬇️THIS CAN BE YOU⬇️

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